FHA Loan Limits in California (CA)

Are you looking for a mortgage for a new home purchase? Or are you in the market to refinance your existing California home? Consider a government insured FHA loan. Qualifying for an FHA mortgage is relatively easy. And the down payment required for an FHA-insured loan is very small in comparison to other types of mortgages.

While home prices in California are higher than those in many other states, FHA loans are still an option for many consumers. The FHA scales the maximum amount that can be borrowed based on the median home price in each county in your state.

Use the chart below to determine the FHA loan limits for your California county.

California FHA Loan Limits by County

California County: Alameda

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

California County: Alpine

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	547500	700900	847200	1052900

 

California County: Amador

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	443750	568050	686650	853350

 

California County: Butte

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	400000	512050	618950	769250

 

California County: Calaveras

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	462500	592050	715700	889450

 

California County: Colusa

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	397500	508850	615100	764400

 

California County: Contra Costa

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

California County: Del Norte

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	311250	398450	481650	598550

 

California County: El Dorado

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	580000	742500	897500	1115400

 

California County: Fresno

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	381250	488050	589950	733150

 

California County: Glenn

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	287500	368050	444900	552900

 

California County: Humboldt

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	393750	504050	609300	757200

 

California County: Imperial

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	325000	416050	502900	625000

 

California County: Inyo

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	437500	560050	677000	841350

 

California County: Kern

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	368750	472050	570600	709150

 

California County: Kings

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	325000	416050	502900	625000

 

California County: Lake

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	401250	513650	620900	771650

 

California County: Lassen

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	285000	364850	441000	548050

 

California County: Los Angeles

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

California County: Madera

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	425000	544050	657650	817300

 

California County: Marin

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

California County: Mariposa

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	412500	528050	638300	793250

 

California County: Mendocino

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	512500	656100	793050	985600

 

California County: Merced

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	472500	604900	731150	908650

 

California County: Modoc

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

California County: Mono

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	529000	677200	818600	1017300

 

California County: Monterey

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

California County: Napa

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

California County: Nevada

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	562500	720100	870450	1081750

 

California County: Orange

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

California County: Placer

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	580000	742500	897500	1115400

 

California County: Plumas

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	410000	524850	634450	788450

 

California County: Riverside

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	500000	640100	773700	961550

 

California County: Sacramento

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	580000	742500	897500	1115400

 

California County: San Benito

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

California County: San Bernardino

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	500000	640100	773700	961550

 

California County: San Diego

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	697500	892950	1079350	1341350

 

California County: San Francisco

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

California County: San Joaquin

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	488750	625700	756300	939900

 

California County: San Luis Obispo

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	687500	880100	1063850	1322150

 

California County: San Mateo

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

California County: Santa Barbara

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

California County: Santa Clara

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

California County: Santa Cruz

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

California County: Shasta

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	423750	542450	655700	814900

 

California County: Sierra

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	304750	390100	471550	586050

 

California County: Siskiyou

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	293750	376050	454550	564900

 

California County: Solano

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	557500	713700	862700	1072150

 

California County: Sonoma

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	662500	848100	1025200	1274050

 

California County: Stanislaus

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	423750	542450	655700	814900

 

California County: Sutter

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	425000	544050	657650	817300

 

California County: Tehama

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	312500	400050	483550	600950

 

California County: Trinity

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

California County: Tulare

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	325000	416050	502900	625000

 

California County: Tuolumne

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	437500	560050	677000	841350

 

California County: Ventura

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

California County: Yolo

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	580000	742500	897500	1115400

 

California County: Yuba

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	425000	544050	657650	817300