FHA Loan Limits in Hawaii (HI)
Are you thinking of buying a new home in Hawaii or possibly refinancing an existing home there? Then it is recommended that you first explore the FHA loan programs that might be available to you for your home purchase or refinance.
FHA-insured loans are an excellent option for many seeking financing for their home. The fact that these mortgage programs are insured by the federal government means that FHA-approved lenders are willing to take on more risk than usual. So the qualfication guidelines for FHA mortgages are less stringent than those of traditional mortgage programs, and the down payment requirements are typically much lower.
The table below will explain the FHA loan limits for the various counties in Hawaii. The maximum amount that can be borrowered on an HI property via an FHA-insured loan is based on the county in which the property is located and how many units exist on the property.
Hawaii FHA Loan Limits by County
| Number of Units in property: | 1 Unit | 2 Units | 3 Units | 4 Units |
| FHA Loan Limits: | 618750 | 792100 | 957500 | 1189900 |
| Number of Units in property: | 1 Unit | 2 Units | 3 Units | 4 Units |
| FHA Loan Limits: | 793750 | 1016150 | 1228300 | 1526450 |
| Number of Units in property: | 1 Unit | 2 Units | 3 Units | 4 Units |
| FHA Loan Limits: | 716250 | 916950 | 1108350 | 1377450 |
| Number of Units in property: | 1 Unit | 2 Units | 3 Units | 4 Units |
| FHA Loan Limits: | 773750 | 990550 | 1197350 | 1488000 |
| Number of Units in property: | 1 Unit | 2 Units | 3 Units | 4 Units |
| FHA Loan Limits: | 790000 | 1011350 | 1222500 | 1519250 |