FHA Loan Limits in Idaho (ID)

Buying a home in Idaho, the Gem State, can be almost painless with an FHA loan. The mortgage and refinance programs insured by the Federal Housing Administration have simple qualification guidelines.

You do not have to be a first-time home buyer. You do not need great credit. You do not need a lot of money for a down payment. If you are refinancing then your existing mortgage does not even have to be an FHA-insured loan.

To determine the maximum loan amount that can be borrowered for an Idaho home, refer to the chart below. The FHA loan limits for homes in the Gem State are based on the ID county where the property exists and how many units exist on the property.

Idaho FHA Loan Limits by County

Idaho County: Ada
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 303750 388850 470000 584150

 

Idaho County: Adams
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 273750 350450 423600 526450

 

Idaho County: Bannock
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Bear Lake
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Benewah
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Bingham
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Blaine
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 729750 934200 1129250 1403400

 

Idaho County: Boise
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 303750 388850 470000 584150

 

Idaho County: Bonner
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Bonneville
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Boundary
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Butte
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Camas
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Canyon
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 303750 388850 470000 584150

 

Idaho County: Caribou
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Cassia
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Clark
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Clearwater
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Custer
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Elmore
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Franklin
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Fremont
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Gem
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 303750 388850 470000 584150

 

Idaho County: Gooding
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Idaho
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Jefferson
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Jerome
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Kootenai
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 286250 366450 442950 550450

 

Idaho County: Latah
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Lemhi
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Lewis
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Lincoln
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Madison
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Minidoka
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Nez Perce
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Oneida
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Owyhee
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 303750 388850 470000 584150

 

Idaho County: Payette
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Power
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Shoshone
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Teton
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 693750 888100 1073550 1334150

 

Idaho County: Twin Falls
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Idaho County: Valley
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 462500 592050 715700 889450

 

Idaho County: Washington
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250