FHA Loan Limits in Illinois (IL)

Whether you live in Chicago, Fairfield, or some other Illinois city, an FHA-insured mortgage loan might be the right option for your next home purchase or mortgage refinance.

Qualifying for an FHA loan is much easier than typical mortgage loans. FHA-approved lenders relax their normal guidelines when evaluating applicants for FHA mortgages because the federal government insures these loans, increasing the amount of risk the lender is willing to take on.

Refer to the chart below to determine the FHA loan limits for your Illinois home purchase or refinance. The maximum amount that can be borrowed under one of the FHA programs varies based on the IL county in which the property is located and the number of units on that property.

Illinois FHA Loan Limits by County

Illinois County: Adams

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Alexander

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Bond

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	281250	360050	435200	540850

 

Illinois County: Boone

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	339250	434300	524950	652400

 

Illinois County: Brown

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Bureau

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Calhoun

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	281250	360050	435200	540850

 

Illinois County: Carroll

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Cass

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Champaign

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Christian

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Clark

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Clay

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Clinton

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	281250	360050	435200	540850

 

Illinois County: Coles

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Cook

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	410000	524850	634450	788450

 

Illinois County: Crawford

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Cumberland

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Dekalb

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	410000	524850	634450	788450

 

Illinois County: De Witt

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Douglas

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Dupage

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	410000	524850	634450	788450

 

Illinois County: Edgar

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Edwards

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Effingham

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Fayette

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Ford

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Franklin

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Fulton

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Gallatin

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Greene

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Grundy

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	410000	524850	634450	788450

 

Illinois County: Hamilton

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Hancock

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Hardin

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Henderson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Henry

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Iroquois

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Jackson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Jasper

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Jefferson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Jersey

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	281250	360050	435200	540850

 

Illinois County: Jo Daviess

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Johnson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Kane

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	410000	524850	634450	788450

 

Illinois County: Kankakee

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Kendall

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	410000	524850	634450	788450

 

Illinois County: Knox

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Lake

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	410000	524850	634450	788450

 

Illinois County: La Salle

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Lawrence

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Lee

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Livingston

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Logan

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Mcdonough

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Mchenry

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	410000	524850	634450	788450

 

Illinois County: Mclean

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Macon

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Macoupin

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	281250	360050	435200	540850

 

Illinois County: Madison

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	281250	360050	435200	540850

 

Illinois County: Marion

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Marshall

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Mason

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Massac

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Menard

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Mercer

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Monroe

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	281250	360050	435200	540850

 

Illinois County: Montgomery

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Morgan

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Moultrie

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Ogle

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Peoria

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Perry

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Piatt

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Pike

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Pope

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Pulaski

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Putnam

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Randolph

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Richland

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Rock Island

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: St. Clair

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	281250	360050	435200	540850

 

Illinois County: Saline

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Sangamon

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Schuyler

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Scott

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Shelby

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Stark

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Stephenson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Tazewell

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Union

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Vermilion

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Wabash

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Warren

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Washington

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Wayne

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: White

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Whiteside

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Will

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	410000	524850	634450	788450

 

Illinois County: Williamson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Illinois County: Winnebago

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	339250	434300	524950	652400

 

Illinois County: Woodford

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250