FHA Loan Limits in Iowa (IA)

Whether a long-time Iowan or new to the state, if you are in the market for a new home or considering refinancing an existing mortgage, an FHA-insured loan could very well be the best financing option available today.

FHA-approved lenders relax their typical mortgage guidelines when evaluating individuals for an FHA-insured mortgage. The reason is that these mortgages are insured by the federal government to convince lenders to take on more risk. These government-insured loans typically also require much smaller down payments.

If you would like to know the maximum amount that you can borrow for your Iowa home under an FHA mortgage program then refer to the chart below. The FHA Loan limits are based on the IA county in which the property is located and the number of units.

Iowa FHA Loan Limits by County

Iowa County: Adair
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Adams
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Allamakee
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Appanoose
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Audubon
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Benton
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Black Hawk
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Boone
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Bremer
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Buchanan
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Buena Vista
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Butler
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Calhoun
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Carroll
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Cass
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Cedar
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Cerro Gordo
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Cherokee
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Chickasaw
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Clarke
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Clay
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Clayton
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Clinton
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Crawford
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Dallas
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Davis
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Decatur
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Delaware
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Des Moines
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Dickinson
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Dubuque
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Emmet
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Fayette
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Floyd
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Franklin
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Fremont
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Greene
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Grundy
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Guthrie
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Hamilton
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Hancock
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Hardin
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Harrison
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Henry
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Howard
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Humboldt
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Ida
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Iowa
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Jackson
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Jasper
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Jefferson
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Johnson
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Jones
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Keokuk
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Kossuth
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Lee
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Linn
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Louisa
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Lucas
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Lyon
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Madison
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Mahaska
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Marion
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Marshall
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Mills
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Mitchell
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Monona
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Monroe
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Montgomery
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Muscatine
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: O’brien
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Osceola
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Page
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Palo Alto
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Plymouth
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Pocahontas
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Polk
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Pottawattamie
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Poweshiek
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Ringgold
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Sac
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Scott
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Shelby
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Sioux
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Story
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Tama
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Taylor
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Union
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Van Buren
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Wapello
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Warren
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Washington
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Wayne
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Webster
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Winnebago
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Winneshiek
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Woodbury
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Worth
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Iowa County: Wright
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250