FHA Loan Limits in Maine (ME)

Whether you already reside in Maine or are considering moving there, it would be wise to investigate FHA-insured mortgage loans when purchasing your next home. If you own a home in Maine and are considering a refinance of your existing mortgage then there is also likely an FHA refinance program that is right for you.

FHA-insured loans are very popular today because of the relaxed credit restrictions and down payment requirements as low as 3.5%. Because the loans are insured by the federal government, FHA-approved lenders are willing to take on more risk and approve individuals who might not have qualified for a traditional mortgage. Do not worry. They also accept individuals with good credit.

To determine the FHA loan limits for your new Maine home, simply refer to the table below. The loan maximums are based on the ME county where your property is located and the number of units on the property.

Maine FHA Loan Limits by County

Maine County: Androscoggin
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Maine County: Aroostook
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Maine County: Cumberland
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 337500 432050 522250 649050

 

Maine County: Franklin
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Maine County: Hancock
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 272500 348850 421650 524050

 

Maine County: Kennebec
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Maine County: Knox
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 279450 357750 432400 537400

 

Maine County: Lincoln
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 318750 408050 493250 613000

 

Maine County: Oxford
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Maine County: Penobscot
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Maine County: Piscataquis
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Maine County: Sagadahoc
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 337500 432050 522250 649050

 

Maine County: Somerset
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Maine County: Waldo
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Maine County: Washington
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Maine County: York
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 337500 432050 522250 649050