FHA Loan Limits in Maryland (MD)

Are you thinking of buying a home in the “Old Line State” of Maryland? Perhaps you already own a home there but would like to refinance your existing mortgage loan. Regardless of your situation, if you are in the market for a new mortgage then you will want to investigate FHA loan programs for which you might qualify.

FHA-insured loans are an excellent option because of the ease with which you can qualify as well as the typically very low down payment requirements. Many FHA mortgages require only a 3.5% down payment. The qualification requirements for FHA loans are less stringent because the government insures the loans making lenders more apt to take on additional risk.

To find out the FHA loan limits for your Maryland home, refer to the information below. The maximum loan amount for an FHA loan varies by MD county. The number of units on the property also affect the FHA loan limit that applies to a given property.

Maryland FHA Loan Limits by County

Maryland County: Allegany

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Maryland County: Anne Arundel

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	560000	716900	866550	1076950

 

Maryland County: Baltimore

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	560000	716900	866550	1076950

 

Maryland County: Calvert

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Maryland County: Caroline

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Maryland County: Carroll

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	560000	716900	866550	1076950

 

Maryland County: Cecil

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	420000	537650	649900	807700

 

Maryland County: Charles

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Maryland County: Dorchester

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Maryland County: Frederick

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Maryland County: Garrett

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	437500	560050	677000	841350

 

Maryland County: Harford

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	560000	716900	866550	1076950

 

Maryland County: Howard

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	560000	716900	866550	1076950

 

Maryland County: Kent

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	343750	440050	531900	661050

 

Maryland County: Montgomery

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Maryland County: Prince George’s

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Maryland County: Queen Anne’s

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	560000	716900	866550	1076950

 

Maryland County: St. Mary’s

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	400000	512050	618950	769250

 

Maryland County: Somerset

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	328750	420850	508700	632200

 

Maryland County: Talbot

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	443750	568050	686650	853350

 

Maryland County: Washington

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	377500	483250	584150	725950

 

Maryland County: Wicomico

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	328750	420850	508700	632200

 

Maryland County: Worcester

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	437500	560050	677000	841350

 

Maryland County: Baltimore City

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	560000	716900	866550	1076950