FHA Loan Limits in Montana (MT)

The “Big Sky Country” of Montana is a great place to live. If you are buying a new home there or thinking of refinancing then you will want to look into the FHA loan offerings available to residents of your state.

The qualification requirements for FHA loans are much easier to meet than those of more conventional mortgage products because these loans are insured by the federal government. It is the mortgage insurance from the government which triggers FHA-approved lenders to loosen their credit criteria thus making it easier to qualify. Something else that makes FHA loans an attractive home financing option are the low down payment requirements, often as low as 3.5%.

To find out the maximum loan amount that you can borrow for your Montana home under an FHA mortgage program, refer to the table below. These FHA loan limits are determined by the government based on the median price of homes in each of the MT counties.

Montana FHA Loan Limits by County

Montana County: Beaverhead
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Big Horn
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Blaine
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Broadwater
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Carbon
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 291250 372850 450700 560100

 

Montana County: Carter
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Cascade
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Chouteau
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Custer
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Daniels
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Dawson
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Deer Lodge
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Fallon
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Fergus
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Flathead
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 301300 385700 466250 579400

 

Montana County: Gallatin
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 386250 494450 597700 742800

 

Montana County: Garfield
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Glacier
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Golden Valley
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Granite
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Hill
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Jefferson
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 341250 436850 528050 656250

 

Montana County: Judith Basin
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Lake
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 301250 385650 466150 579300

 

Montana County: Lewis And Clark
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 341250 436850 528050 656250

 

Montana County: Liberty
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Lincoln
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Mccone
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Madison
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 281750 360700 436000 541800

 

Montana County: Meagher
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Mineral
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Missoula
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 291250 372850 450700 560100

 

Montana County: Musselshell
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Park
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Petroleum
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Phillips
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Pondera
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Powder River
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Powell
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Prairie
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Ravalli
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 303750 388850 470000 584150

 

Montana County: Richland
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Roosevelt
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Rosebud
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Sanders
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Sheridan
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Silver Bow
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Stillwater
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Sweet Grass
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 346250 443250 535800 665850

 

Montana County: Teton
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Toole
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Treasure
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Valley
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Wheatland
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Wibaux
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

Montana County: Yellowstone
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 291250 372850 450700 560100