FHA Loan Limits in New Hampshire (NH)

Are you looking to finance a new home in “The Granite State” of New Hampshire? If you are then you will want to find out more about the various FHA mortgage programs available to you through approved lenders. There are also FHA-insured refinance programs available to homeowners who would like to refinance an existing mortgage.

The recent jump in popularity for FHA loans is due to the relaxed credit requirements and low down payment requirements. Because the federal government insures these loans, approved lenders have an incentive to loosen their qualification guidelines making a mortgage easier to obtain. And FHA loans often require as little as 3.5% for a down payment on a new home.

Consult the table below to determine the FHA loan limits for New Hampshire homes. The maximum loan amount that can be borrowed varies by NH county because they are based on the median home price in each county. The limits also vary based on the number of units (1, 2, 3, or 4) on each property.

New Hampshire FHA Loan Limits by County

New Hampshire County: Belknap
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 281250 360050 435200 540850

 

New Hampshire County: Carroll
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Hampshire County: Cheshire
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Hampshire County: Coos
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Hampshire County: Grafton
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 281250 360050 435200 540850

 

New Hampshire County: Hillsborough
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 402500 515250 622850 774050

 

New Hampshire County: Merrimack
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 302500 387250 468100 581750

 

New Hampshire County: Rockingham
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 523750 670500 810450 1007200

 

New Hampshire County: Strafford
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 523750 670500 810450 1007200

 

New Hampshire County: Sullivan
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250