FHA Loan Limits in New Mexico (NM)

Seeking financing for a new home purchase or refinancing an existing loan is rarely a fun process, even in “The Land of Enchantment” – New Mexico. However, FHA loan programs often make the process less painful.

FHA loans have gained in popularity over recent years. They are easier to obtain because the lender’s qualification requirements have been relaxed due to the fact that these loans are insured by the federal government. And they often require very little down, as low as 3.5%.

To find out the maximum you can borrow under an FHA loan program, refer to the table below. You will notice that the FHA loan limits in New Mexico (as in every state) differ based on the county where the residence is located and the number of units on the property.

New Mexico FHA Loan Limits by County

New Mexico County: Bernalillo
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Catron
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Chaves
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Cibola
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Colfax
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Curry
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: De Baca
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Dona Ana
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Eddy
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Grant
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Guadalupe
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Harding
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Hidalgo
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Lea
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Lincoln
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Los Alamos
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 380650 487300 589000 732000

 

New Mexico County: Luna
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Mckinley
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Mora
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Otero
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Quay
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Rio Arriba
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Roosevelt
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Sandoval
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: San Juan
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 281250 360050 435200 540850

 

New Mexico County: San Miguel
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Santa Fe
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 427500 547250 661500 822100

 

New Mexico County: Sierra
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Socorro
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Taos
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Torrance
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Union
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

New Mexico County: Valencia
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250