FHA Loan Limits in North Carolina (NC)

Life in “The Tarheel State” is relatively laid back in comparison to the fast paced lifestyles in other states. But when it comes to finding a mortgage for a new home or refinancing an existing mortgage, life in North Carolina can seem just as stressful as anywhere else in the US. Using an FHA loan to finance your NC home can make the process much less painful.

FHA-insured loans have really gained in popularity recently. They have qualification requirements that have been eased by FHA-approved lenders because the federal government insures these loans allowing the lender to take on more risk. This plus their low down payment requirements (often as low as 3.5%) makes these programs a very popular option for financing a home in today’s economy.

If you would like to know the maximum FHA loan amount that you could borrow for your particular North Carolina home then simply consult the table below. The FHA loan limits displayed are county-specific and based on the median home price in the NC county where your property is located as well as the number of units on that property.

North Carolina FHA Loan Limits by County

North Carolina County: Alamance

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Alexander

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Alleghany

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Anson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	303750	388850	470000	584150

 

North Carolina County: Ashe

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Avery

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Beaufort

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Bertie

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Bladen

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Brunswick

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	303750	388850	470000	584150

 

North Carolina County: Buncombe

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	303750	388850	470000	584150

 

North Carolina County: Burke

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Cabarrus

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	303750	388850	470000	584150

 

North Carolina County: Caldwell

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Camden

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

North Carolina County: Carteret

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	287500	368050	444900	552900

 

North Carolina County: Caswell

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Catawba

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Chatham

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	334650	428400	517850	643550

 

North Carolina County: Cherokee

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Chowan

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Clay

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Cleveland

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Columbus

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Craven

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Cumberland

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Currituck

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

North Carolina County: Dare

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	460000	588850	711800	884600

 

North Carolina County: Davidson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Davie

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Duplin

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Durham

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	334650	428400	517850	643550

 

North Carolina County: Edgecombe

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Forsyth

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Franklin

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	295000	377650	456500	567300

 

North Carolina County: Gaston

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	303750	388850	470000	584150

 

North Carolina County: Gates

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Graham

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Granville

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Greene

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Guilford

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Halifax

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Harnett

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Haywood

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	303750	388850	470000	584150

 

North Carolina County: Henderson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	303750	388850	470000	584150

 

North Carolina County: Hertford

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Hoke

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Hyde

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	483000	618300	747400	928850

 

North Carolina County: Iredell

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Jackson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Johnston

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	295000	377650	456500	567300

 

North Carolina County: Jones

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Lee

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Lenoir

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Lincoln

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Mcdowell

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Macon

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Madison

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	303750	388850	470000	584150

 

North Carolina County: Martin

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Mecklenburg

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	303750	388850	470000	584150

 

North Carolina County: Mitchell

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Montgomery

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Moore

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Nash

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: New Hanover

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	303750	388850	470000	584150

 

North Carolina County: Northampton

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Onslow

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	306250	392050	473900	588950

 

North Carolina County: Orange

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	334650	428400	517850	643550

 

North Carolina County: Pamlico

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Pasquotank

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

North Carolina County: Pender

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	303750	388850	470000	584150

 

North Carolina County: Perquimans

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

North Carolina County: Person

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	334650	428400	517850	643550

 

North Carolina County: Pitt

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Polk

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Randolph

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Richmond

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Robeson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Rockingham

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Rowan

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Rutherford

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Sampson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Scotland

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Stanly

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Stokes

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Surry

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Swain

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Transylvania

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	293750	376050	454550	564900

 

North Carolina County: Tyrrell

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Union

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	303750	388850	470000	584150

 

North Carolina County: Vance

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Wake

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	295000	377650	456500	567300

 

North Carolina County: Warren

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Washington

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Watauga

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	285000	364850	441000	548050

 

North Carolina County: Wayne

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Wilkes

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Wilson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Yadkin

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

North Carolina County: Yancey

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250