FHA Loan Limits in Northern Mariana Islands

If you’re buying a home in the Northern Mariana Islands territory of the US then you may want to consider an FHA-insured mortgage loan. If refinancing your current mortgage then an FHA refinance loan program may be a good choice.

FHA-insure mortgages have less restrictive qualification guidelines and low down payments, sometimes only 3.5% of the home’s purchase price. Because the loans are insured by HUD, the FHA-approved lenders are willing to take on more risk.

The charts below indicate the FHA loan limits for the 3 large municipalities in the Northern Mariana Islands territory. The “municipality” labeled Northern Island indicates the FHA loan limits for homes on all of the remaining Northern Mariana Islands.

Northern Mariana Islands FHA Loan Limits

Northern Mariana Island Municipality: Northern Island
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 605000 774500 936200 1163500

Northern Mariana Island Municipality: Rota
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 473750 606500 733100 911050

Northern Mariana Island Municipality: Saipan
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 610000 780900 943950 1173100

Northern Mariana Island Municipality: Tinian
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 613750 785700 949750 1180300