FHA Loan Limits in Pennsylvania (PA)

Philadelphia, Pittsburg, Allentown, and Scranton are but a few of the great cities in Pennsylvania where one might choose to live. Regardless of where you reside, when seeking financing for a new PA home or looking to refinance an existing home, your time will be well spent investigating the FHA loan programs that are available.

FHA mortgage and refinance loans have experienced a surge in popularity over the last several years. There are several reasons for this. Because the loans are federally insured, FHA-approved lenders are willing to take on more risk. So they relax some of the qualifying requirements used to evaluate applicants. These loans are also popular because they typically require a small down payment (often 3.5%) in comparison to other mortgage financing options.

To determine the maximum amount that you can borrow for your Pennsylvania home under an FHA program, consult the information listed below. The FHA loan limits are organized by PA county because they differ based on the median home price in each county. For each county, we show you the loan limit for 1, 2, 3, and 4 unit properties.

Pennsylvania FHA Loan Limits by County

Pennsylvania County: Adams

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Allegheny

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	327500	419250	506800	629800

 

Pennsylvania County: Armstrong

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	327500	419250	506800	629800

 

Pennsylvania County: Beaver

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	327500	419250	506800	629800

 

Pennsylvania County: Bedford

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Berks

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	300000	384050	464200	576900

 

Pennsylvania County: Blair

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Bradford

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Bucks

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	420000	537650	649900	807700

 

Pennsylvania County: Butler

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	327500	419250	506800	629800

 

Pennsylvania County: Cambria

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Cameron

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Carbon

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	402500	515250	622850	774050

 

Pennsylvania County: Centre

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	280000	358450	433250	538450

 

Pennsylvania County: Chester

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	420000	537650	649900	807700

 

Pennsylvania County: Clarion

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Clearfield

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Clinton

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Columbia

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Crawford

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Cumberland

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Dauphin

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Delaware

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	420000	537650	649900	807700

 

Pennsylvania County: Elk

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Erie

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Fayette

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	327500	419250	506800	629800

 

Pennsylvania County: Forest

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Franklin

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Fulton

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Greene

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Huntingdon

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Indiana

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Jefferson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Juniata

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Lackawanna

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Lancaster

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	383750	491250	593800	738000

 

Pennsylvania County: Lawrence

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Lebanon

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Lehigh

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	402500	515250	622850	774050

 

Pennsylvania County: Luzerne

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Lycoming

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Mckean

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Mercer

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Mifflin

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Monroe

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Montgomery

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	420000	537650	649900	807700

 

Pennsylvania County: Montour

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Northampton

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	402500	515250	622850	774050

 

Pennsylvania County: Northumberland

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Perry

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Philadelphia

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	420000	537650	649900	807700

 

Pennsylvania County: Pike

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Pennsylvania County: Potter

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Schuylkill

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Snyder

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Somerset

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Sullivan

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Susquehanna

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Tioga

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Union

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Venango

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Warren

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Washington

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	327500	419250	506800	629800

 

Pennsylvania County: Wayne

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: Westmoreland

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	327500	419250	506800	629800

 

Pennsylvania County: Wyoming

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Pennsylvania County: York

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	425000	544050	657650	817300