FHA Loan Limits in Puerto Rico
Do you live in the Commonwealth of Puerto Rico? If so and you find yourself in the market for a new home, you might want to consider an FHA loan when it comes time to look for financing. If you own a home there already and are looking to refinance then you might still want to consider one of the FHA-insured refinance programs available to borrowers.
FHA-insured mortgage and refinance loans have qualification guidelines that are much easier to meet than those of their normal mortgage counterparts because the loans are insured by the federal government. The down payments required to obtain an FHA loan is also minimal, often as small as 3.5% of the value of the home.
Use the charts below to determine the FHA loan limits that apply to your specific municipality in Puerto Rico. The loan limits differ based on the municipality where the property is located and the number of units.
Puerto Rico FHA Loan Limits by Municipality
Puerto Rico Municipality: Adjuntas
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Aguada
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Aguadilla
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Aguas Buenas
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Aibonito
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Anasco
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Arecibo
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Arroyo
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Barceloneta
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Barranquitas
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Bayamon
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Cabo Rojo
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Caguas
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Camuy
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Canovanas
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Carolina
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Catano
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Cayey
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Ceiba
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
325000 |
416050 |
502900 |
625000 |
Puerto Rico Municipality: Ciales
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Cidra
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Coamo
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Comerio
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Corozal
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Culebra
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Dorado
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Fajardo
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
325000 |
416050 |
502900 |
625000 |
Puerto Rico Municipality: Florida
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Guanica
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Guayama
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Guayanilla
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Guaynabo
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Gurabo
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Hatillo
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Hormigueros
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Humacao
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Isabela
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Jayuya
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Juana Diaz
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Juncos
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Lajas
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Lares
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Las Marias
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Las Piedras
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Loiza
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Luquillo
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
325000 |
416050 |
502900 |
625000 |
Puerto Rico Municipality: Manati
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Maricao
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Maunabo
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Mayaguez
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Moca
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Morovis
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Naguabo
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Naranjito
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Orocovis
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Patillas
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Penuelas
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Ponce
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Quebradillas
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Rincon
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Rio Grande
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Sabana Grande
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Salinas
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: San German
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: San Juan
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: San Lorenzo
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: San Sabastian
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Santa Isabel
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Toa Alta
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Toa Baja
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Trujillo Alto
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Utuado
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Vega Alta
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Vega Baja
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Vieques
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Villalba
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |
Puerto Rico Municipality: Yabucoa
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
606250 |
776100 |
938150 |
1165900 |
Puerto Rico Municipality: Yauco
| Number of Units in property: |
1 Unit |
2 Units |
3 Units |
4 Units |
| FHA Loan Limits: |
271050 |
347000 |
419425 |
521250 |