FHA Loan Limits in Rhode Island (RI)
Though Rhode Island is the smallest state in the nation, life there can be grand. When considering the purchase of a new home or refinancing an existing home in the state, be sure to investigate your FHA loan program options.
FHA loans are insured by the federal government. This gives the lenders an incentive to take on more risk. With relaxed qualification guidelines, approval for this type of loan is easier, even for individuals with less than perfect credit. And the down payment required for an FHA mortgage is typically very low in comparison to other mortgage products, often as low as 3.5% of the purchase price of the home in question.
Use the chart below to determine the maximum loan amount that you can borrow using an FHA mortgage for your Rhode Island home. The FHA loan limits listed are set by the federal government based on the median purchase price homes in each of the RI counties. Find the county where your property is located. We have displayed the loan limits for 1 unit, 2 unit, 3 unit, and 4 unit properties.
Rhode Island FHA Loan Limits by County
| Number of Units in property: | 1 Unit | 2 Units | 3 Units | 4 Units |
| FHA Loan Limits: | 475000 | 608100 | 735050 | 913450 |
| Number of Units in property: | 1 Unit | 2 Units | 3 Units | 4 Units |
| FHA Loan Limits: | 475000 | 608100 | 735050 | 913450 |
| Number of Units in property: | 1 Unit | 2 Units | 3 Units | 4 Units |
| FHA Loan Limits: | 475000 | 608100 | 735050 | 913450 |
| Number of Units in property: | 1 Unit | 2 Units | 3 Units | 4 Units |
| FHA Loan Limits: | 475000 | 608100 | 735050 | 913450 |
| Number of Units in property: | 1 Unit | 2 Units | 3 Units | 4 Units |
| FHA Loan Limits: | 475000 | 608100 | 735050 | 913450 |