FHA Loan Limits in South Carolina (SC)

Purchasing a new home is just as big of a commitment in South Carolina as it is in any other US state. When the time comes to seek out a mortgage loan for your SC home, be sure to explore your options with FHA loan programs. It should be noted that there are also FHA refinance loan programs available.

FHA loans have qualification guidelines that are much easier to meet when compared to a typical mortgage because the FHA mortgage is insured by the federal government. This gives the lender an incentive to make their qualification guidelines less restrictive. These loans already allow some of the lowest mortgage down payments in the market, frequently as low as 3.5%.

To find out how much you can borrow on your South Carolina home using an FHA loan, consult the table below. These FHA loan limits are set based on the median sales prices for homes within each county in South Carolina. Find the SC county where your home is located. We have displayed the loan limits for 1, 2, 3, and 4 unit properties for your convenience.

South Carolina FHA Loan Limits by County

South Carolina County: Abbeville
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Aiken
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Allendale
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Anderson
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Bamberg
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Barnwell
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Beaufort
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 387500 496050 599600 745200

 

South Carolina County: Berkeley
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 335000 428850 518400 644250

 

South Carolina County: Calhoun
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Charleston
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 335000 428850 518400 644250

 

South Carolina County: Cherokee
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Chester
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Chesterfield
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Clarendon
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Colleton
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Darlington
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Dillon
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Dorchester
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 335000 428850 518400 644250

 

South Carolina County: Edgefield
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Fairfield
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Florence
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Georgetown
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 395000 505650 611250 759600

 

South Carolina County: Greenville
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 295000 377650 456500 567300

 

South Carolina County: Greenwood
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Hampton
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Horry
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 286250 366450 442950 550450

 

South Carolina County: Jasper
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 387500 496050 599600 745200

 

South Carolina County: Kershaw
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Lancaster
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Laurens
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 295000 377650 456500 567300

 

South Carolina County: Lee
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Lexington
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Mccormick
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Marion
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Marlboro
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Newberry
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Oconee
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Orangeburg
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Pickens
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 295000 377650 456500 567300

 

South Carolina County: Richland
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Saluda
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Spartanburg
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Sumter
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Union
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: Williamsburg
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 271050 347000 419425 521250

 

South Carolina County: York
Number of Units in property: 1 Unit 2 Units 3 Units 4 Units
FHA Loan Limits: 303750 388850 470000 584150