FHA Loan Limits in Virginia (VA)

Regardless of whether you live in Richmond, Virginia Beach, Galax, or in some other part of Virginia, if you are buying a home then you might want to consider an FHA mortgage loan. If you’re considering refinancing an existing VA home you might also want to look at an FHA refinance loan.

In today’s economy the popularity of FHA loans has surged. In times when credit is tight it is always nice to have an option like FHA-insured mortgages which have relaxed qualification guidelines and low down payments. Lenders are able to offer these types of loans because the federal government insures them against default.

Reference the table below to determine the Virginia FHA loan limits that apply to your particular county. The maximum amount that can be borrowed using an FHA loan depends on the VA county where the property is located.

Virginia FHA Loan Limits by County

Virginia County: Accomack

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Albemarle

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	437000	559450	676200	840400

 

Virginia County: Alleghany

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Amelia

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Amherst

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	292100	373950	452000	561700

 

Virginia County: Appomattox

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	292100	373950	452000	561700

 

Virginia County: Arlington

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Augusta

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Bath

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Bedford

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	292100	373950	452000	561700

 

Virginia County: Bland

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Botetourt

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	280000	358450	433250	538450

 

Virginia County: Brunswick

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Buchanan

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Buckingham

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Campbell

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	292100	373950	452000	561700

 

Virginia County: Caroline

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Carroll

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Charles City

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Charlotte

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Chesterfield

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Clarke

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Craig

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	280000	358450	433250	538450

 

Virginia County: Culpeper

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	382500	489650	591900	735600

 

Virginia County: Cumberland

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Dickenson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Dinwiddie

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Essex

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	375000	480050	580300	721150

 

Virginia County: Fairfax

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Fauquier

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Floyd

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Fluvanna

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	437000	559450	676200	840400

 

Virginia County: Franklin

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	280000	358450	433250	538450

 

Virginia County: Frederick

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	475000	608100	735050	913450

 

Virginia County: Giles

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	292100	373950	452000	561700

 

Virginia County: Gloucester

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: Goochland

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Grayson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Greene

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	437000	559450	676200	840400

 

Virginia County: Greensville

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Halifax

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Hanover

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Henrico

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Henry

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Highland

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	287500	368050	444900	552900

 

Virginia County: Isle Of Wight

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: James City

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: King And Queen

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: King George

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	386250	494450	597700	742800

 

Virginia County: King William

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Lancaster

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	545000	697700	843350	1048100

 

Virginia County: Lee

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Loudoun

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Louisa

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Lunenburg

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Madison

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	277500	355250	429400	533650

 

Virginia County: Mathews

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: Mecklenburg

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Middlesex

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	330000	422450	510650	634600

 

Virginia County: Montgomery

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	292100	373950	452000	561700

 

Virginia County: Nelson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	437000	559450	676200	840400

 

Virginia County: New Kent

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Northampton

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Northumberland

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	392500	502450	607350	754800

 

Virginia County: Nottoway

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Orange

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	331250	424050	512600	637000

 

Virginia County: Page

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Patrick

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Pittsylvania

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Powhatan

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Prince Edward

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Prince George

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Prince William

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Pulaski

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	292100	373950	452000	561700

 

Virginia County: Rappahannock

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	359950	460800	557000	692200

 

Virginia County: Richmond

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	300000	384050	464200	576900

 

Virginia County: Roanoke

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	280000	358450	433250	538450

 

Virginia County: Rockbridge

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Rockingham

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	277150	354800	428850	532950

 

Virginia County: Russell

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Scott

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Shenandoah

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Smyth

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Southampton

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Spotsylvania

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Stafford

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Surry

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: Sussex

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Tazewell

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Warren

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Washington

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Westmoreland

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Wise

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Wythe

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: York

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: Alexandria

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Bedford Ind

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	292100	373950	452000	561700

 

Virginia County: Bristol

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Buena Vista

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Charlottesville

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	437000	559450	676200	840400

 

Virginia County: Chesapeake

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: Clifton Forge

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Colonial Height

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Covington

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Danville

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Emporia

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Fairfax Ind

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Falls Church

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Franklin Ind

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Fredericksburg

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Galax

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Hampton

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: Harrisonburg

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	277150	354800	428850	532950

 

Virginia County: Hopewell

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Lexington

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	296250	379250	458400	569700

 

Virginia County: Lynchburg

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	292100	373950	452000	561700

 

Virginia County: Manassas

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Manassas Park

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	729750	934200	1129250	1403400

 

Virginia County: Martinsville

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Newport News

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: Norfolk

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: Norton

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Petersburg

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Poquoson

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: Portsmouth

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: Radford

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	292100	373950	452000	561700

 

Virginia County: Richmond Ind

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	535900	686050	829250	1030600

 

Virginia County: Roanoke Ind

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	280000	358450	433250	538450

 

Virginia County: Salem

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	280000	358450	433250	538450

 

Virginia County: Staunton

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Suffolk

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: Virginia Beach

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: Waynesboro

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	271050	347000	419425	521250

 

Virginia County: Williamsburg

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	458850	587400	710050	882400

 

Virginia County: Winchester

Number of Units in property:	1 Unit	2 Units	3 Units	4 Units
FHA Loan Limits:	475000	608100	735050	913450